Insurance Proposal Prepared For: 
									
									~NAME~

									~MONTH~ ~DD~, ~YYYY~

					

						Presented by: 		~PRDNAM~
									~AGYAD1~
									~AGYCTY~, ~AGYST~ ~AGYZIP~
									~AccountExecPhone~
									~AccountExecEmail~

					

										Agency Personnel/Service Team

~PRDNAM~
Account Executive
~AccountExecPhone~
~AccountExecEmail~

~CSR~
Account Manager
~CSRPhone~
~CSREmail~

						

											Coverage Summary

	
Loc # | Bldg # | Address | Description | Coverage

       ~Loc#~               ~Bldg#~        ~LocAddress~    ~LocDescriptn~  ~LocCoverage~

Location / Building - Details of Coverages:

~Loc#~ | ~Bldg#~ | | Building - tenant's improvements and betterments. | ~BldgLimit~
~Loc#~ | ~Bldg#~ | | Business Personal Property - building, equipment, fixtures, furniture, merchandise, etc,. owned by the insured and used in his / her business - contents. | ~BPPLimit~ ~BPP Ded.~ ~Wind/HailDed.~
~Loc#~ | ~Bldg#~ | | General Liability - Rating Base: ~G/L RatingBase~ | ~Aggregate~ ~Prod/CompletedOperations~ ~EachOcc.~ ~FireDamage~ ~PersnAdvert~ ~Assault/Battery~
~Loc#~ | ~Bldg#~ | | Liquor Liability - protects you if you are sued by a third party who is injured or whose property is damaged as a result of a patron becoming intoxicated. | ~LiqLiabCommCause~ ~LiqLiabAggregate~
~Loc#~ | ~Bldg#~ | | Business Income - provides loss of income that a business suffers due to a covered property loss. | ~BusIncomeLimit~ ~MonthlyIndem~ ~HourWaiting~
~Loc#~ | ~Bldg#~ | | Excess Liability - additional limits of liability to underlying limits of liability. | ~ExcessLiabOccur~ ~ExcessAggregate~
~Loc#~ | ~Bldg#~ | | Employment Practice Liability - provides coverage to employers against claims made by employees alleging discrimination, wrongful termination, harassment, etc. | ~EmplyPractLiab~ ~Wage/HourDefense~
~Loc#~ | ~Bldg#~ | | Workers Compensation - covers lost wages and medical treatment resulting from an employee's work-related injury or illness, or services needed to help an employee recover and return to work. | ~WCLimit1~ ~WCLimit2~ ~WCLimit3~

                     	                                             Premium Summary Prepared For: 

                                                                        ~NAME~

Carriers: ~CarrierQuotedWith~

Description Of Coverage                                                                Current Premium

Commercial Package                                                                                   ~ComPkgPremium~

Umbrella / Excess (Includes Terrorism)                                                     ~ExcessPremium~

Workers Compensation                                                                               ~WCPremium~

Employment Practice Liability						  ~EmplyPractPrem~

Total Estimated Annual Premium*                                                             ~TotalPremium~

*All quoted premiums are annual estimates and may change.

Description Definitions

Building - tenant's improvements and betterments.

Business Personal Property - building, equipment, fixtures, furniture, merchandise, etc., owned by the insured and used in his or her business - contents. 

Business Income - provides loss of income that a business suffers due to covered property loss. 

General Liability - protect against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations;  advertising and personal injury (PI) liability.

Employment Practice Liability - provides coverage to employers against claims made by employees alleging discrimination, wrongful termination, harassment, etc.

Commercial Auto - protects you from cost associated with injuries or property damage suffered by others in an accident caused by you or your employee in your insured commercial vehicle.

Workers Compensation - covers lost wages and medical treatment resulting from an employee's work-related injury or illness, or services needed to help an employee recover and return to work. 

This proposal is provided as an overview of your policy. You must refer to the provisions found in your policy for the details of your coverage, terms, conditions and exclusions that apply.

This presentation is designed to give you an overview of the insurance coverages we are offering for your company. It is meant only as a general understanding of your insurance needs and should not be construed as a legal interpretation of the insurance policies that will be written for you. Please refer to your specific insurance contracts for the details of your coverage, terms, conditions and exclusions that apply.